Insights
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An interest rate increase can affect more than loan repayments. Discover how to assess your debt exposure, calculate additional interest costs and stress test your business finances to make more informed decisions.

A business plan should not depend on interest rates falling quickly. Learn how to stress test debt, cash flow, revenue and refinancing decisions so your business can remain resilient if borrowing costs stay elevated.

Owner injections can keep a business moving, but repeated personal funding may hide deeper cash flow problems. Learn how to identify the cause and determine whether the business is genuinely supporting itself.

Debt can be a powerful tool for growth, funding assets, expansion and new opportunities. But when repayments, guarantees and cash flow pressures begin to limit flexibility, debt may be controlling the business rather than supporting it. This article explores how family businesses can evaluate their debt position, identify warning signs and ensure borrowing aligns with long-term prosperity, succession and retirement goals.