A profitable business can provide a comfortable lifestyle, but true prosperity comes from building lasting family wealth. Discover how business value, debt reduction, succession planning, investments and retirement strategies work together to create financial security, freedom and a legacy beyond the business.

Victorian farmers may still have an opportunity to access drought support for eligible resilience and recovery activities. Learn what the grant can cover, who may qualify, why funding could close early and how to review your farm's finances before committing to new expenditure.

Owning a business and being a company director are not the same thing. Discover the key responsibilities every small-company director should understand, from financial oversight and governance to ASIC compliance and managing business risk.

Growing turnover can look like success, but more sales don’t always mean more profit. Learn why family businesses should focus on margins, pricing, cash flow and revenue quality to build a stronger, more valuable business.

The “widow tax” highlights how well-intentioned tax policy can create unintended consequences for families. This article explores why meaningful consultation matters in developing fairer, more effective tax policies.

What owners of holiday houses, short-stay rentals and mixed-use properties should review now under the ATO’s final 2026 rental-property guidance. Written By: Melissa Cunliffe Holiday homes are under a sharper tax spotlight For many Australians, a holiday home sits somewhere between an investment and a lifestyle asset. It may be advertised on Airbnb or Stayz for much of the year, but also kept for Christmas, school holidays, long weekends or visits by family and friends. That

Business structures can change as your business, family, assets, and goals evolve. This chapter provides a practical annual checklist to help you review whether your current structure still fits where your business is today and where you want it to go next.

Fuel excise settings changed again in August 2026, creating new fuel tax credit considerations for farmers, transport operators, contractors and other fuel-intensive businesses. If your BAS includes fuel purchased across different rate periods, using one rate for every litre could lead to an incorrect claim. This guide explains what determines the applicable fuel tax credit rate, common mistakes to avoid and the practical steps businesses can take to stay compliant and protec

Behind every successful business is a series of important decisions. In these real business stories, Melissa shares practical lessons inspired by real-life client experiences involving business structures, partnerships, property ownership, succession planning, and asset protection. From a growing plumbing business to a multi-generational family farm, each story demonstrates how seeking advice early can prevent costly mistakes and create better long-term outcomes. Discover how

Tax planning in Australia isn’t just about tax—it’s about planning your retirement. Learn how super contributions, FMD strategies, and structure planning can build long-term wealth.

The Instant Asset Write-Off 2025–26 extension allows eligible small businesses to immediately deduct assets costing up to $20,000. But many businesses—particularly farmers and equipment-heavy industries—also need to understand the tax consequences when selling assets that were fully written off in earlier years. Here’s what you need to know and why proactive tax planning is becoming increasingly important.

Succession planning is becoming one of the most important conversations facing business owners and farming families. With baby boomers retiring, tax rules evolving and technology reshaping industries, the next decade will bring significant change. A proactive annual review can help ensure your structure, succession strategy and long-term goals are aligned so your family and business are positioned to preserve, protect and prosper.

Many Victorian businesses don’t realise the Victorian Labour Hire Licensing Act 2018 may apply to them until a licence is requested or penalties are threatened. Find out who is affected, what compliance looks like, and how to protect your business early.

If you’ve been impacted by bushfires, understanding your options matters. This guide explains bushfire assistance and tax relief for Victorians, including grants, insurance outcomes and key tax concessions — and how the right advice can support your recovery.

Rising land transfer fees are changing the cost and complexity of farm succession planning in Victoria. For farming families, early and deliberate planning can preserve flexibility, protect relationships, and reduce the risk of higher costs later.

Tax doesn’t have to be a sunk cost in farming. With the right structure and strategy, it can become a recoverable asset that strengthens cashflow, supports growth, and protects your farm across generations. This article explores how dividend imputation, alongside other key tax tools, allows farmers to pay tax when profitable, reclaim it in lean years, and build resilience, equity, and succession readiness without compromising working capital.

Prosperity in farming families is about more than wealth—it’s about continuity, confidence, and thriving across generations. Integrating aged care with succession and business planning provides certainty for the next generation while preserving dignity and choice for the older generation. Early, thoughtful planning reduces stress, prevents conflict, and supports long-term family and farm success.

Aged care decisions often arise under pressure, placing emotional and financial strain on farming families when plans are unclear. Protecting the farm is not just about ownership, but about reducing conflict, defining authority, and avoiding forced decisions during difficult times. With the right structures in place, families can act with clarity, preserve relationships, and keep the farming business running smoothly as circumstances change.

For farming families, the farm is more than an asset—it’s a legacy. Early planning is essential to preserve the farm, protect family control, and avoid rushed decisions when aged care becomes necessary.

Aged care planning for farming families is no longer something to leave until later. Without early decisions, aged care assessments can threaten farm succession and family control. Learn how early planning protects what you’ve built.