National economic growth does not always reflect the conditions facing individual businesses. Learn how SMEs can monitor sales volume, gross margins, debtor days and operating cash flow to identify financial pressure early and prepare for changing economic conditions.

Your supplier's product price may stay the same while freight, fuel levies and logistics surcharges quietly reduce your margins. Learn how to identify hidden costs, calculate true landed cost and make informed pricing and supplier decisions.

An interest rate increase can affect more than loan repayments. Discover how to assess your debt exposure, calculate additional interest costs and stress test your business finances to make more informed decisions.

A familiar sales price does not always mean a familiar profit. Rising fuel, labour, freight, materials and other input costs can quietly reduce gross margin and turn previously profitable work into a margin problem.

Fast business growth can put pressure on cash even when profits are rising. Learn how working capital, debtors, stock, work in progress, capital expenditure and your balance sheet can determine whether growth strengthens your business or creates financial stress.

Your business may outlive your working life. Learn how family businesses can prepare for leadership, ownership, knowledge and wealth succession.

Regional businesses can apply for the 2026 Innovate with nbn Grants Program, with $125,000 available for innovative digital solutions. Applications close 12 October 2026.

Your annual insurance renewal should be more than an automatic payment. Learn how family businesses can review premiums, payment options, insured values, coverage and key risks to make sure their insurance still provides appropriate protection at a sensible cost.

Most family business owners are drowning in reports but starving for meaningful insights. By focusing on the right numbers, from revenue and cash flow to debt, labour, and growth, you can gain clarity, identify opportunities, and make more confident decisions for the future of your business.

What if your biggest customer disappeared tomorrow, sales fell 20%, or a family member could no longer run the business? The strongest family businesses are not those that avoid challenges, but those that prepare for them. By building financial resilience, protecting assets and planning for unexpected events, you can create more options when things get tough and position the business for long-term success.

A rising home loan can create pressure that quietly flows into a family business. Learn how to understand household cash requirements, protect business cash flow and plan sustainable owner payments without compromising tax, debt and working capital obligations.

A profitable business can provide a comfortable lifestyle, but true prosperity comes from building lasting family wealth. Discover how business value, debt reduction, succession planning, investments and retirement strategies work together to create financial security, freedom and a legacy beyond the business.

Victorian farmers may still have an opportunity to access drought support for eligible resilience and recovery activities. Learn what the grant can cover, who may qualify, why funding could close early and how to review your farm's finances before committing to new expenditure.

Owning a business and being a company director are not the same thing. Discover the key responsibilities every small-company director should understand, from financial oversight and governance to ASIC compliance and managing business risk.

Growing turnover can look like success, but more sales don’t always mean more profit. Learn why family businesses should focus on margins, pricing, cash flow and revenue quality to build a stronger, more valuable business.

The “widow tax” highlights how well-intentioned tax policy can create unintended consequences for families. This article explores why meaningful consultation matters in developing fairer, more effective tax policies.

What owners of holiday houses, short-stay rentals and mixed-use properties should review now under the ATO’s final 2026 rental-property guidance. Written By: Melissa Cunliffe Holiday homes are under a sharper tax spotlight For many Australians, a holiday home sits somewhere between an investment and a lifestyle asset. It may be advertised on Airbnb or Stayz for much of the year, but also kept for Christmas, school holidays, long weekends or visits by family and friends. That

Business structures can change as your business, family, assets, and goals evolve. This chapter provides a practical annual checklist to help you review whether your current structure still fits where your business is today and where you want it to go next.

Fuel excise settings changed again in August 2026, creating new fuel tax credit considerations for farmers, transport operators, contractors and other fuel-intensive businesses. If your BAS includes fuel purchased across different rate periods, using one rate for every litre could lead to an incorrect claim. This guide explains what determines the applicable fuel tax credit rate, common mistakes to avoid and the practical steps businesses can take to stay compliant and protec

Behind every successful business is a series of important decisions. In these real business stories, Melissa shares practical lessons inspired by real-life client experiences involving business structures, partnerships, property ownership, succession planning, and asset protection. From a growing plumbing business to a multi-generational family farm, each story demonstrates how seeking advice early can prevent costly mistakes and create better long-term outcomes. Discover how