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Keep up to date with the latest news at Future Accounting
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Retirement & Legacy Planning
Our End Game advice is here to help you transition smoothly into retirement, wind down with confidence, and ensure your legacy lives on—personally and professionally.


Australian Age Pension Eligibility: Age, Income And Assets Tests Explained
Australian Age Pension eligibility is based on your age, plus Centrelink’s assets and income tests. In this guide, we break down the latest thresholds, explain how payments are assessed, and share why early planning and building financial independence can create more choices in retirement.
7 days ago4 min read


Commonwealth Seniors Health Card Benefits: A Practical Guide For Retirees
The Commonwealth Seniors Health Card offers valuable benefits for self-funded retirees, including cheaper PBS medicines and healthcare savings. Learn how it works and how careful income planning can help you qualify.
Jan 154 min read


Prosper by Supporting the Next Generation While Maintaining Choice
Prosperity in farming families is about more than wealth—it’s about continuity, confidence, and thriving across generations. Integrating aged care with succession and business planning provides certainty for the next generation while preserving dignity and choice for the older generation. Early, thoughtful planning reduces stress, prevents conflict, and supports long-term family and farm success.
Dec 23, 20253 min read


Protect The Farm: Reduce Stress, Conflict and Forced Decisions
Aged care decisions often arise under pressure, placing emotional and financial strain on farming families when plans are unclear. Protecting the farm is not just about ownership, but about reducing conflict, defining authority, and avoiding forced decisions during difficult times. With the right structures in place, families can act with clarity, preserve relationships, and keep the farming business running smoothly as circumstances change.
Dec 22, 20252 min read


Preserve The Farm: Keep It Intact Before Aged Care Decisions Arise
For farming families, the farm is more than an asset—it’s a legacy. Early planning is essential to preserve the farm, protect family control, and avoid rushed decisions when aged care becomes necessary.
Dec 19, 20252 min read


Aged Care Planning for Farming Families: Why Waiting Can Cost You Control
Aged care planning for farming families is no longer something to leave until later. Without early decisions, aged care assessments can threaten farm succession and family control. Learn how early planning protects what you’ve built.
Dec 18, 20253 min read


The Future Prosperity Process: How the Three P’s Create Clarity, Confidence & Forward Momentum
The Future Prosperity Process simplifies financial and business planning through the 3Ps: Preserve, Protect, and Prosper. Gain a clear snapshot of your current position, safeguard what matters most, and build a confident path toward long-term goals. Make your Annual Review the foundation for success.
Dec 12, 20252 min read


Why Every Family and Business Needs the Future Prosperity Annual Review (And Why It’s Central to Your Future Prosperity)
The Future Prosperity Annual Review is your yearly opportunity to step back, reassess your goals and strengthen your financial direction. By aligning your decisions with the Preserve, Protect and Prosper framework, you create a clear and intentional path for the year ahead. Keep an eye out for your review invitation in January.
Dec 11, 20252 min read


Succession Planning For Family Businesses: Why A Will Isn’t Enough
A will is important, but it isn’t a succession plan. Family farming and small business families need structured, proactive succession planning to avoid tax traps, conflict and costly surprises. Learn how the 3P’s - Preserve, Protect, Prosper - create clarity and confidence for the next generation.
Nov 27, 20254 min read


Succession Planning For Family Businesses: A practical guide to getting started - Succession Planning PLANNING™
Succession planning for family businesses starts long before legal documents are drafted. Our Succession Planning PLANNING™ framework helps families get organised, understand tax opportunities and build a clear roadmap for a confident, well-prepared transition. Begin your planning early to protect your wealth and strengthen family unity.
Nov 24, 20255 min read


Farm Succession Planning: How One Family Preserved $2.7m And Kept The Farm On Track
Farm succession planning isn’t just about who gets which paddock. It’s about tax, structures, family politics and the future of your farm. See how one family preserved $2.7m and turned conflict into a clear plan – and how you can book your own farm succession planning review with us.
Nov 13, 20259 min read


Aged Care Reforms 2025 for Family Business Owners: Why Early Planning Matters
The aged care reforms 2025 bring major changes for family business owners. This article explains what’s new, how it affects family wealth and succession, and why now is the time to plan with Future Accounting Group’s Future Prosperity Process.
Nov 3, 20254 min read


Division 296 Tax Changes: What The $3 Million Super Tax Update Means For You
The government has revised the proposed $3 million super tax with major Division 296 changes — including indexed thresholds, new tax rates, and a delayed rollout to 2026. Find out how these updates could impact your super and why now is the time to review your SMSF strategy.
Oct 13, 20253 min read


Happy 40th Birthday CGT: What Capital Gains Tax Changes Could Mean for Your Business
Capital Gains Tax (CGT) turns 40 this year in Australia. They say life begins at 40, but for CGT it could mean a facelift from the ATO to raise more tax. For family and farming businesses, that’s a risk worth planning for. The small business CGT concessions are still available now, but changes may be on the horizon. Use them before we lose them — contact us today to protect your family’s future.
Oct 3, 20253 min read


Family Business Succession Planning Lessons You Can Learn from the Murdoch's
The Murdoch family succession saga may be global news, but it offers valuable insights for every family business. Here’s how to make your family business succession planning drama-free, fair, and future-focused.
Sep 25, 20253 min read


Business Valuation: The Key to Selling Your Business for More Than You Imagined
Preparing to sell your business? Learn how our business valuation process—covering EBITDA, add-backs, and valuation multiples—can help you achieve the best sale price and transition with confidence.
Sep 22, 20253 min read


SMSF Asset Valuations: The Key to Stress-Free Year-End Compliance
Accurate SMSF asset valuations are critical for year-end compliance, impacting member balances, tax outcomes, and audit readiness. Learn which assets need valuations, why the ATO is focusing on compliance, and how to make the process stress-free with expert support.
Sep 16, 20252 min read


Family Business Succession Planning: Key Considerations for Your Will
When it comes to family business succession planning, your Will can shape more than just asset distribution - it can influence leadership, legacy and family harmony. Find out how to make the right decisions now.
Sep 1, 20254 min read


SMSF Trustee Responsibilities: What You Need to Know to Stay Compliant
Managing a Self-Managed Super Fund (SMSF) means understanding your trustee responsibilities. From compliance and investment strategies to audits, here’s what you need to know to protect your fund.
Aug 5, 20253 min read


5 Key SMSF Challenges to Tackle in the New Financial Year
The SMSF landscape is shifting. From rising contribution caps to tougher ATO oversight, here are 5 key SMSF challenges to stay ahead of from 1 July 2026.
Jul 22, 20252 min read
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