Insights
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Interest rates may be on hold, but Australian family businesses still need to prepare for higher borrowing costs, tighter cash flow and the possibility of further rate increases. Here’s how to protect, preserve and build a stronger business for what comes next.

The RBA’s November 2025 decision to hold interest rates steady came with a clear warning — inflation remains sticky, and cuts may be further away than expected. Now is the time for family businesses and farmers to review cashflow, tighten debtor management, and plan through our Future Prosperity Process.