SMSF Asset Valuations: The Key to Stress-Free Year-End Compliance
- Future Accounting
- Sep 16
- 2 min read
Written by: Catherine Neville
Why SMSF Asset Valuations matter more than ever in 2025
SMSF Asset Valuations: Why Accurate Year-End Compliance Matters
With 30 June behind us, SMSF trustees need to turn their attention to SMSF asset valuations. Getting valuations right is more than a tick-box exercise - it’s essential for compliance, accurate reporting, and a smooth year-end process.
Why SMSF asset valuations matter for compliance
Accurate SMSF asset valuations protect your fund and reduce the risk of problems with auditors or the ATO. Valuations directly affect:
Member balances
Contribution caps
Pension payment calculations
Tax outcomes
In recent years, the ATO has increased its scrutiny of SMSF valuations. With member balances under the spotlight, trustees cannot afford to overlook compliance in this area.
Which SMSF assets need to be valued?
Every SMSF asset must be valued each financial year. This includes:
Shares, ETFs, and managed funds – based on 30 June market prices
Cash and term deposits – verified with bank statements
Property – supported by current market evidence such as an agent’s letter or an independent valuation report
Unlisted investments – backed by robust documentation or professional valuations
Other small assets – even minor assets must have proof of value
No matter the size of the investment, every asset requires supporting evidence to satisfy SMSF audit requirements.
How to simplify your year-end SMSF valuations
Leaving valuations until your auditor is chasing you only creates unnecessary stress. By preparing early and keeping all evidence on file, you can:
Save time and avoid delays
Reduce stress at year-end
Speed up the SMSF audit process
Gain peace of mind knowing your fund is compliant
Early organisation means smoother audits, fewer headaches, and stronger compliance.
Get expert help with SMSF asset valuations
Managing SMSF asset valuations doesn’t have to be complicated. With the right guidance, you can stay compliant, protect your fund, and make your year-end process stress-free.
Book an appointment with our team today and let us help you prepare accurate SMSF valuations - so you stay audit-ready without last-minute pressure.
Disclaimer
This article does not constitute financial advice and is for general information only. It does not take into account any individual’s personal objectives, situation or needs, and is not intended as professional advice. Any similarity to an individual’s personal circumstances and the examples provided in this article is purely coincidental. Any person acting upon such information without receiving specific advice, does so entirely at their own risk.
Authorisation under an Australian Financial Services Licence (AFSL) is not required in the provision of this article and the author plus Future Accounting Group Pty Ltd is not acting in its capacity as an Australian Financial Services Licence holder
Liability limited by a scheme approved under professional standards legislation.
