Insights
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National economic growth does not always reflect the conditions facing individual businesses. Learn how SMEs can monitor sales volume, gross margins, debtor days and operating cash flow to identify financial pressure early and prepare for changing economic conditions.

The permanent $20,000 instant asset write-off offers eligible small businesses greater certainty, but it should not drive unnecessary spending. Understand how tax deductions affect cash flow, what eligibility rules matter and how to assess the commercial value of an asset before buying.

Your supplier's product price may stay the same while freight, fuel levies and logistics surcharges quietly reduce your margins. Learn how to identify hidden costs, calculate true landed cost and make informed pricing and supplier decisions.

Tax compliance costs extend beyond accounting fees. Complex rules can consume valuable time, increase administrative expenses and delay important business decisions. Discover practical ways to streamline processes and reduce unnecessary compliance work.

The proposed Innovative Business CGT Concession could offer tax benefits for qualifying investments in innovative startups. But founders need to understand the eligibility requirements, document their innovation and plan carefully while the legislation remains subject to change.

Rising fuel prices can affect far more than transport expenses. From freight and supplier increases to inflation and working capital pressure, discover how businesses can assess their exposure, protect margins and make better pricing decisions.

A commercial lease can affect cash flow, profitability and the future value of your business. Understanding the full occupancy cost, annual rent increases, guarantees and exit obligations can help you make more informed leasing decisions.

Being competitively priced may no longer be enough to win larger contracts. Discover how SMEs can strengthen governance, demonstrate compliance and assess the true cost of delivery to pursue opportunities that support sustainable business growth.

Regional businesses can apply for the 2026 Innovate with nbn Grants Program, with $125,000 available for innovative digital solutions. Applications close 12 October 2026.

Owner injections can keep a business moving, but repeated personal funding may hide deeper cash flow problems. Learn how to identify the cause and determine whether the business is genuinely supporting itself.

Your accounts show what you invoiced, but they may not show the value of work you delivered without charging for it. Learn how unbilled work, scope creep and unpaid variations can quietly reduce profitability.

A proposed trust tax rollover may reduce some federal income tax consequences of restructuring, but changing a trust structure can affect much more than tax. Discover seven important areas family businesses should review before restructuring.

Reducing a PAYG instalment can be appropriate when a business genuinely expects its taxable profit to fall. Learn how the ATO's 85% rule works, what evidence can support a variation and why cash flow problems should not automatically lead to lower instalments.

Australia's proposed Innovative Business CGT Concession could provide a 50% discount on eligible capital gains from qualifying early stage investments. Learn how the proposal could affect investors and why eligibility, investment structure and due diligence still matter.

Payday Super has changed how employers manage superannuation contributions. Learn why contributions generally need to reach the employee's fund within seven business days and what employers should do when payments are rejected or delayed.

Sales growth does not always mean higher profit. Learn why Australian businesses can be busy and growing revenue while keeping less money, and where to look for rising costs, shrinking margins, inefficient work and cash flow pressure.

Proposed Australian trust tax reforms could give some family trusts an election to avoid the proposed 30% minimum tax, but the trade off may be significant. Understand how fixed distributions could affect family flexibility, succession and long term wealth planning.

Your annual insurance renewal should be more than an automatic payment. Learn how family businesses can review premiums, payment options, insured values, coverage and key risks to make sure their insurance still provides appropriate protection at a sensible cost.

The proposed 30% minimum tax on discretionary trusts may give affected family businesses another option through a fixed distribution election. But before acting, families should consider stamp duty, flexibility, succession, asset protection and the wider tax and commercial consequences.

A stolen password can give attackers access to email, banking, accounting systems and sensitive business information. Discover a practical 15 minute security check every family business can use to strengthen access controls and reduce financial risk.